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ING Direct Electric Orange better than NetBank NetValue Checking
Sun, 08/05/2007 - 16:02 — darrenI used NetBank NetValue Checking as my primary checking account for over 5 years. I liked the fact it is free with easy online access and there is some interest. However there were a few things I did not like.
What I didn't like about NetBank Checking
Although I could link to other accounts and transfer money into the account I could not transfer it out. I guess they prefer money coming in to going out but that feels like cutting off your nose to spite your face. It was a number of years before NetBank managed to get it together to enable linking to PayPal. Finally I received SPAM email (cheap meds, penis enlargements, Viagra etc) from the email address I gave to them. This was a unique email address I setup specifically for NetBank and did not give out anywhere else. So I know the source of the leak and I was rather concerned about this problem. I hope no other information of me was leaked.
What I like about ING Direct Checking
ING Direct Electric Orange checking has everything I like about NetBank, it fixes what I didn't like and has some additional bonuses. I can transfer money out as well as into the account (instantly between ING accounts a few days to others). It was able to link to PayPal right away. I have never received SPAM email from the unique email account I setup for ING (I have had a savings account with them for longer than I had the NetBank account). As far as bonus features go the interest rate is high (currently 3.93%). Many other savings accounts don't even offer that.
Another bonus feature is that they belong to a free network of ATM's which happen to be 1 in 12 of all ATM's.
If you want $25 to get you started for singing up for an ING Checking or Savings account send me an email to ingreferral AT thislooksinteresting DOT com . I'll get $10 as well.
Free Annual Credit Report
Thu, 06/21/2007 - 01:00 — darrenwww.annualcreditreport.com is the annual credit report site created by Equifax, Experian and TransUnion to comply with the Fair and Accurate Credit Transactions Act (FACT Act). You can request all your credit reports here once a year for free and not worry about being hounded by email.


Yodlee.com Manage all those accounts
Thu, 05/31/2007 - 01:00 — darrenChecking, savings, mortgage, car loan, credit cards, insurance, cable, telephone the list is endless. Too many accounts too many places to login too many passwords to forget and who has a clue what the whole picture is? Many banks allow you to link other accounts so you can view them all in one place but what if you don't bank with one of those banks? Well why not go direct to the source of who probably provides that bank the functionality in the first place?
Yodlee.com allows anyone to create an account and link up all your accounts so you can view them in one place. The only thing scarier than seeing the ugly details of all your finances in one place is the thought of someone else being able to do the same. However it looks like Yodlee can be trusted to do security right judging by the companies that use their services Yodlee Clients & Partners.
Adding accounts to Yodlee is very easy and they seam to have pretty much every company covered. Once you've done that you can setup alerts, transfer money and even pay bills till your hearts content.